In-Network
Insurance Plans
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*We are only in network with some of the Aetna plans. Please call us or your insurance company to verify.
** We are in network with all Blue Cross Blue Shield plans except for Focal Point, Individual and Family Plans, and Real Value.
It is possible that a company not listed here may provide out of network benefits. These benefits vary by plan and are sometimes a worthwhile option. Please contact your insurance company to see what your out of network benefits will cover.
Before or during your first visit our front desk staff will call your insurance company and verify your physical therapy benefits. We do this as a courtesy. We will be able to estimate what your portion of the cost of the visit will be and collect this amount at the time of service. This practice avoids a large sum being accumulated during the time that insurance takes to process your claims. The amount that we charge at the time of service is our best estimate, but not necessarily the final cost of the visit. The final cost is determined by the insurance company. If the final cost of the visit is higher than the estimate, we will bill you the difference. If it is lower, we will happily refund the over-payment. As the patient, it is your responsibility to understand your physical therapy benefits, as well as track accumulations such as visit limits, deductibles, and out of pocket amounts. Our front desk staff will be happy to help any questions that arise during this process.
** We are in network with all Blue Cross Blue Shield plans except for Focal Point, Individual and Family Plans, and Real Value.
It is possible that a company not listed here may provide out of network benefits. These benefits vary by plan and are sometimes a worthwhile option. Please contact your insurance company to see what your out of network benefits will cover.
Before or during your first visit our front desk staff will call your insurance company and verify your physical therapy benefits. We do this as a courtesy. We will be able to estimate what your portion of the cost of the visit will be and collect this amount at the time of service. This practice avoids a large sum being accumulated during the time that insurance takes to process your claims. The amount that we charge at the time of service is our best estimate, but not necessarily the final cost of the visit. The final cost is determined by the insurance company. If the final cost of the visit is higher than the estimate, we will bill you the difference. If it is lower, we will happily refund the over-payment. As the patient, it is your responsibility to understand your physical therapy benefits, as well as track accumulations such as visit limits, deductibles, and out of pocket amounts. Our front desk staff will be happy to help any questions that arise during this process.
If your insurance plan is not listed above we offer private pay rates and package options. Please contact us for more information.
Insurance Definitions
Deductible: The amount an individual needs to pay before insurance will start to cover medical expenses. Deductibles do not always apply to physical therapy benefits. This means that some plans will cover a portion of the cost of the visit automatically.
Out of Pocket Maximum: The amount an individual needs to pay before insurance will cover 100% of additional medical expenses.
Co Pay: A fixed amount that the patient pays every visit until the out of pocket maximum is satisfied.
Co Insurance: A percentage amount that the patient is responsible for each visit. For example, the insurance will cover 80% of the cost of the visit and the remaining 20% will be the patient's responsibility.
Visit Limit: Most plans limit the number of physical therapy appointments an individual can have during the plan year. Some plans have a limit on the dollar amount spent towards physical therapy instead of counting visits.
Plan Year: Insurance plans reset or renew once a year. This means accumulations towards the deductible, out of pocket maximum, and visit limit go back to zero. Most plans renew on January 1st or July 1st.
Out of Pocket Maximum: The amount an individual needs to pay before insurance will cover 100% of additional medical expenses.
Co Pay: A fixed amount that the patient pays every visit until the out of pocket maximum is satisfied.
Co Insurance: A percentage amount that the patient is responsible for each visit. For example, the insurance will cover 80% of the cost of the visit and the remaining 20% will be the patient's responsibility.
Visit Limit: Most plans limit the number of physical therapy appointments an individual can have during the plan year. Some plans have a limit on the dollar amount spent towards physical therapy instead of counting visits.
Plan Year: Insurance plans reset or renew once a year. This means accumulations towards the deductible, out of pocket maximum, and visit limit go back to zero. Most plans renew on January 1st or July 1st.
YOUR Treatment IS OUR priority
The entire team at Dynamic Physical Therapy places the patient first. We strive to create an environment optimal for healing while providing research-based and effective treatments.
